By now you know it’s important to offer great benefits for recruitment and retention. What you may not realize, however, is that dental benefits are the third most important benefit to workers making a job decision. Behind only health insurance and a retirement savings plan, dental insurance is a benefit that should be on your radar.
No matter how large or small your organization is, we can help you find a dental plan that works great for your employees. While almost all large employers with 200 or more employees offer dental insurance, more than half of small businesses also provide dental insurance, and the percentage is climbing yearly.
If you aren’t already offering this dental coverage to your employees, here are three reasons you might want to consider adding dental insurance to your benefits package.
1. Employees want dental insurance: Nearly 70% of eligible employees enroll when an employer offers dental insurance—demonstrating the desirability of this benefit option. Dental insurance is a differentiator when attracting new employees. 80% of potential new hires prefer better benefits to higher pay.
2. Dental insurance decreases absenteeism: 40% of adults who didn’t visit a dentist in the past year said they didn’t go because of cost. Untreated dental issues lead employees to miss work. The Surgeon General’s report showed that employed adults lose more than 164 million hours of workeach year due to dental disease or dental visits.
Absenteeism has negative ramifications such as loss of productivity, additional stress on other employees, and lower customer service. Routine dental care helps to limit the number of days employees need to be absent from work.
3. Dental insurance can help you control your other group health costs:
Dental care prevents secondary health problems. Without regular dental care, the likelihood of developing significant oral health and overall health issues skyrockets.
Studies show that people who do not have dental benefits are more likely to have teeth removed—resulting in expensive and troublesome dentures. They are also less likely to visit the dentist regularly and less likely to be treated for gum disease. Not only that, but people who do not have dental benefits are more likely to suffer from other, non-dental-related diseases:
- 67% are more likely to have heart disease
- 50% are more likely to have osteoporosis
- 29% are more likely to have diabetes
These diseases cause high-cost medical claims, which increase the cost of your group health insurance premiums.
Make your employees smile.
As a business owner or manager, you want your employees to be as healthy as they can be, including their dental health. Healthier employees are happier, more productive, and provide better service to your clients. This leads to happy outcomes for your customers and your bottom line.
You are uniquely positioned to help your employees become healthier and happier by providing them with dental benefits that can put affordable and quality dental care firmly within their reach. PT Business Solutions is uniquely positioned to help you with all of your benefits needs. Smile and call us today.