When it comes to your business health insurance needs, you may feel stuck with your current plan, but you are not. We help businesses find innovative group health insurance solutions to meet your employees’ varied needs.
Here are three signs you may want to change health insurance plan.
1. Your employees aren’t happy
High turnover may indicate that your employees aren’t happy with your health plan. Employee engagement and benefits are top priorities for businesses to retain talent.
Choosing a health plan based on overall value rather than just the bottom line is critical because you may lose your most valuable, longtime employees. The cheapest plan might end up costing you more in the long run. Competition in the labor market has intensified. Given the acceptance of hybrid and remote work, you are probably finding that your business is competing locally and nationally for talent. While remote work provides an excellent opportunity to expand your hiring pool, it is more challenging to compete for talent if you have limited health plan options or no plan at all. Your younger, healthier employees may want lower premiums and a leaner plan, while your older workforce may value more coverage. PT Business Solutions can help guide your decision-making toward the best options that provide more balance while keeping your employees happy and healthy.
2. Your business is growing
Successful businesses grow. With growth comes continuous change, which includes updating your health insurance. Your more extensive, diverse workforce has outgrown your previous health benefits plan, stunting your business and recruitment efforts. A sub-par health plan may turn off new employee prospects. It might be time to consider upgrading your plan with high-deductible and low-deductible options to meet your employees’ needs.
3. New and better options are available
Buying your health insurance directly, without the help of PT Business, may mean you are missing out on new, innovative health plan products and competitive rates. Without an experienced advisor, you could overlook opportunities to upgrade to a better, more valuable plan. PT Business Solutions offers more plan design options and customization for small to medium businesses that have traditionally been lacking. Working with PT Business Solutions doesn’t add cost. We offer value-add with our boots-on-the-ground approach. We serve as your employees’ first point of contact for medical insurance questions and facilitation.
Turn to PT Business Solutions for Answers
Challenge us with any questions you may have so that you can advance your employee health insurance:
- What plan options are available?
- Which services are covered, and at what percentage?
- What are the copays, coinsurance, or both?
- How extensive is the plan’s network?
- Are integrated dental and pharmacy benefits available?
- Does the plan provide health assessments and incentives for employees to improve their well-being?
- Is a drug cost calculator available?
We give you answers, service, and the ability to focus on your core business. Your employee healthcare is our core business.
