Inflation is cooling, but the labor market is still tight. Our clients recognize that offering benefits has enabled them to recruit and retain talented and engaged employees.
PT Business Solutions is here if you don’t know where to start or if you are ready to offer comprehensive group benefits.
PT is Personal
Your business is unique. Just because you are a small business owner does not mean that you should be lumped in with other small businesses. Your successes, challenges and team are specific to your company. That is why our custom, no one-size-fits-all approach, works when providing group financial and healthcare benefits for you and your employees.
We use the latest integrated technology platforms to streamline your administration effort and documentation, but when it comes to the health of your employees, you still need human support.
We take the time to get to know you and your company. We don’t just sign you up and say, “See you next year.” Our team of experts is your dedicated support team pre- and post-enrollment so that you and your employees can spend time moving your business forward, not entering data or needlessly waiting on hold.
PT Helps with Planning
We evaluate your competitors’ offerings so you can compete for the best talent in your industry and region. We also assess your company’s demographics and identify the benefits your employees will actually use so that your benefits align with your employees’ needs.
For instance, a mid-career, white-collar professional may highly vision and dental insurance for their three kids. A more junior-level fulfillment coordinator may prefer mental health coverage for themselves.
Surveys show that employees rank health insurance as their #1 benefit, with 80% of employees calling it a “must-have.” Offering a health plan to prospective employees reflects the company’s culture and appreciation of employee satisfaction.
Typically, companies may start with medical insurance, followed by dental insurance, prescription drug coverage, and vision insurance. However, supplemental health benefits are worth considering. Supplemental benefits like critical illness, hospitalization, and life insurance may offer more protection than dental or vision coverage. For example, most dental plans cover an average of $2,000 per year in services vs. a critical illness policy that may cover $50,000.
Partnering with PT Business Solutions
Whether you are looking for a fully integrated solution for your employees’ lifecycle with best-in-class providers or need medical benefits for your team, we can help.